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Terms & Conditions

1. Nature of This Website

This website is a personal portfolio website belonging to Mohamed Haj Latouf. It is intended solely to present background information about the individual. Nothing on this website constitutes an offer, solicitation, or agreement to provide any service, financial advice, legal advice, or professional engagement of any kind.

2. No Professional Relationship

Visiting this website, reading its content, or submitting a contact form does not establish any professional, advisory, contractual, or fiduciary relationship between you and Mohamed Haj Latouf. Any formal engagement would require a separate, explicit written agreement.

3. No Warranties

All content on this website is provided for informational purposes only. No representations or warranties — express or implied — are made regarding the accuracy, completeness, or suitability of any information presented. You rely on any content at your own discretion.

4. No Financial or Legal Advice

Nothing on this website should be construed as financial, investment, legal, or professional advice. Any information presented is general in nature and does not account for your specific circumstances. Always seek qualified professional advice before making any financial or business decision.

5. Intellectual Property

All content on this website — including text, design, and branding — is the intellectual property of Mohamed Haj Latouf. Reproduction, distribution, or use of any content without prior written permission is strictly prohibited.

6. External Links

This website may contain links to external websites. Mohamed Haj Latouf is not responsible for the content, accuracy, or practices of any third-party websites.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Mohamed Haj Latouf shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or its content.

8. Governing Law

These terms are governed by the laws of the United Arab Emirates. Any disputes arising from use of this website shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

9. Changes to These Terms

These terms may be updated at any time without prior notice. Continued use of the website constitutes your acceptance of the most current version.

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